Pet Insurance that Covers Spaying

It could be lovely, only if they are being cared for in the best of ways possible.

The most common pets are cats and dogs.

However, everything that would be talked about in this piece is only in relation to the Dog.

As defined by the Merriam-Webster Dictionary, to Spay an Animal means to remove the sex organs of an animal, thereby preventing it from making babies.

This is usually done in a bid to prevent unwanted litters from likely to lead to more stray animals.

De facto, this is one of the things a responsible pet owner would too.

When pets (not pets actually, but random animals) are left without a home to live in, they before prone to injuries, sickness, and even untimely death.

These stray animals are most times killed so as to prevent more suffering or spread of disease, if and when picked up by Animal Services.

It is essential to note also that Pet insurance is quite different from Human health insurance.

Pet insurance provides one sort of confidence on the part of the owner and can help cover costs of medical expenses, neutering, routine check-ups, etc.

Spaying your Pet

Your pet means having it sterilized, which, in essence, is irreversible surgical procedures.

A female is spayed by removing the animal’s fallopian tubes, ovaries, and uterus, a process known as Ovariohysterectomy.

The male’s testes are removed in a process known as Orchiectomy.

There are lots of options that make sterilizing very affordable, one of which is to seek an insurance plan that covers spaying. 

From a layman’s point of view, spaying comes with pains.

However, I’m afraid that’s not right as this procedure is done under general anesthetic, and Pets become active in the space of hours.

Sometimes, it could take as long as ten days to have these pets back to normal conditions, however, complications are less likely.

If you plan on spaying your pet, it is advised to do it as early as possible.

The age for Spaying female dogs is usually from 6 months old, while Male Dogs is between 6-7 months, although these ages vary and are dependent on the breed and size of the Dog.

The costs of spaying a Pet is also dependent on the gender, size, and breed of the pet.


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When to spay a Dog is just as important as knowing whether insurance would cover the process or not, however many are negligent of this fact.

In general, most dogs can be spayed from six months to as long as nine months old.

Dogs that bear either older than this age range or younger can as well be spayed, but this would be dependent on the overall health of the Dog.

There may arise a risk of post-operative complications if done in adult Dogs.

What does Pet Insurance not cover?

Someone with a Pet insurance, (s)he may be right to think that the insurance covers the medical expenses of (her)his pet, however most times, there are lots of exemptions.

Some of the exceptions are stated below:

  1. Cost of Breeding.
  2. Negligence on the part of the owner.
  3. Cosmetic procedures.
  4. Examination fees.
  5. Preventive care.

What Pet insurance covers

Like health insurance, pet insurance seeks to help pet owners provide their pets with the best of medical services without paying magnanimously.

It also goes a step further to cover unexpected illnesses and sudden accidents –just the way Human health insurance works.

Generally, pet insurance covers the following:

  1. Car accidents.
  2. Bone breakage.
  3. Foreign body ingestion.
  4. Lacerations.
  5. Insect bite
  6. General infections.
  7. Eye illnesses.
  8. Ear illnesses.
  9. Flea borne illnesses.

Does Pet insurance cover Spaying?

Health insurance can enable pet owners to manage the costs of many health procedures.

De facto, Insurance companies do not give this type of insurance to pet owners with accident-only or significant medical plans.

Out of the many insurance companies, only a few offer the purchase of a wellness plan which caters to routine preventive care.

Wellness plans may include spaying as a covered procedure, depending on the provider.

The amount of coverage, however, depends solely on the Insurer and their coverage for the procedures.

Benefits of Spaying Female Dogs.

from the general benefits of spaying pets, here are some extended benefits a dog owner stands to gain from spaying her(his) female pet:

  1. Prevention of pregnancy.
  2. Spaying helps to prevent womb infections and breast cancer.
  3. Spaying helps prevent unwanted discharge that occurs from coming into heat.
  4. Spaying helps prevent false pregnancies, which is often triggered by imbalances of hormones.

Benefits of Spaying Male Dogs.

Discovered the benefits that arise from spaying female dogs, and also the pet insurance that covers spaying, here are some benefits of spaying male Dogs.

It is necessary first to note that although male dogs may not get pregnant, a pet owner who considers spaying must also take measures to ensure they do not impregnate a female.

  1. Spayed Dogs, most times, stay closer to their homes. Hence the likelihood of straying off is low.
  2. Spayed Dogs are less-noisy.
  3. Spaying a Dog reduces the likelihood of cancers and prostrate diseases drastically.
  4. Reduces aggression and troublesome behaviors in Male Dogs.

Multiple Insurance policies?

Of curse!

Having multiples insurance schemes can only be considered as a fraud when an owner does not truthfully own up to the fact that (s)he is insured through other networks — else this.

A Dog owner can have more than one insurance policy.

Is Pet Insurance That Covers Spaying Worth it?

Afore-mentioned some of the benefits and even plans of pet insurance, there is no need stressing that Pet insurance is worth it, if you anticipate having high medical care costs with your pet.

It helps cover unforeseen happenings as much as some plans cover spaying.

It goes further to produce peace of mind on the part of Pet owners.

We (Pet owners) love our pets.

Do consult a Veterinarian before proceeding with spaying your pet.

Dr. Jason Williams

Dr. Jason Williams has served the veterinary field for over 26 years. After graduating from the Prestigious University of California--Davis. He has practiced in both the large and small animal sectors. His experience with Animals is immeasurable. Dr. Jason has found pleasure helping pet owners find the best information they'll ever need for their pets(companion). He currently has 20 pets and is dedicated to sharing from his wealth of experience to pet owners all over the world.

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